Terms of Use

Last updated: January 2024

Welcome to vibe-quark.com. These Terms of Use govern your access to and use of our website and services. By accessing or using our website, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing and using this website, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

2. Description of Services

vibe-quark provides financial education programmes and workshops for children, teenagers, and families. Our services include in-person workshops, online sessions, school partnerships, and educational materials.

3. User Eligibility

Our website is intended for adults who are parents, guardians, educators, or other adults interested in financial education for young people. Children should only use this website under adult supervision.

4. Enrolment and Booking

When booking our services:

• You must provide accurate and complete information
• You are responsible for maintaining the confidentiality of your account
• Bookings are subject to availability
• We reserve the right to refuse service at our discretion

5. Payment Terms

For paid services:

• Prices are quoted in British Pounds Sterling (GBP)
• Payment is due at the time of booking unless otherwise agreed
• We accept payment by bank transfer, debit card, and credit card
• All prices include VAT where applicable

6. Cancellation and Refund Policy

Our cancellation policy is as follows:

• Cancellations made more than 14 days before the scheduled session: Full refund
• Cancellations made 7-14 days before: 50% refund
• Cancellations made less than 7 days before: No refund
• We reserve the right to cancel or reschedule sessions, in which case a full refund or alternative date will be offered

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and educational materials, is the property of vibe-quark or our licensors and is protected by copyright and other intellectual property laws. You may not:

• Reproduce, distribute, or publicly display our content without permission
• Use our materials for commercial purposes without a licence
• Modify or create derivative works from our content

8. User Conduct

When using our website and services, you agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Submit false or misleading information
• Interfere with the proper functioning of our website
• Attempt to gain unauthorised access to our systems

9. Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not warrant that:

• The website will be uninterrupted or error-free
• Defects will be corrected
• The website is free of viruses or harmful components

10. Limitation of Liability

To the maximum extent permitted by law, vibe-quark shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of your use of our website or services.

11. Safeguarding

We are committed to safeguarding children and vulnerable adults. All our staff undergo DBS checks and we have robust safeguarding policies in place. We expect all participants to behave appropriately during our programmes.

12. Photography and Recording

We may take photographs or videos during our sessions for promotional purposes. We will always seek consent before photographing or filming children. If you do not wish to be included, please inform us in advance.

13. External Links

Our website may contain links to third-party websites. We are not responsible for the content or practices of these websites. Visiting external links is at your own risk.

14. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of our website constitutes acceptance of modified terms.

15. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

16. Contact Information

If you have any questions about these Terms of Use, please contact us:

vibe-quark
42 Queen Square
Bristol, BS1 4LH
United Kingdom
Email: [email protected]